1st Private Capital
Private Money Bridge Lending

Bridge Funding. No Friction.

Private money mortgage loans that give real estate investors the advantage to compete and win.

Request a Term Sheet See How It Works
Term Sheet 1PC / BRIDGE
Product
Bridge loan
Purpose
Business only
Collateral
Non-owner-occupied RE
Appraisal
Not required
Term sheet
Same day
Funding
As fast as 1 day
Why 1st Private Capital

Start From a Position of Strength

Our product is designed for real estate investors with skin in the game. It gives them the leverage to negotiate better, win more deals, and make more money.

We have the technology, structure, and processes in place to move with zero friction - putting investors in a position to operate like cash buyers.

How It Works

From Opportunity to Funding

Hard money bridge loans should be simple. Here is the whole process.

  1. 01

    Send us the deal.

    Share the property and your plan. That is all we need to get started.

  2. 02

    Receive a term sheet.

    Clear terms, in writing, without the runaround.

  3. 03

    Close and compete like a cash buyer.

    Move with the speed and certainty sellers want.

What We Fund

Private Money Loans, Structured Around the Deal

As a hard money lender serving real estate investors nationally, we fund the situations conventional lenders slow down on.

Acquisitions Move on purchases with speed and certainty. Refinances Replace or restructure existing debt to free up your next move. Junior liens Second-position financing behind existing debt. Cross-collateralized loans Put equity across multiple properties to work. Commercial and multifamily Bridge capital for commercial and multifamily assets. Special situations Deals that do not fit a standard box.
Speed and Certainty

Built to Move

Every part of our process exists to remove friction between your opportunity and your funding.

  • No traditional appraisal required
  • Funding as fast as one day
  • Same-day term sheets
  • Flexible loan structures
  • In-house decision-making
  • Direct communication
  • Technology designed to remove friction
Investor Tools

Tools Built for Better Decisions

Run your numbers before you commit. Free tools for investors who underwrite their own deals.

Tool ARV Estimator Estimate after-repair value before you commit. Tool Budget Builder Build a renovation budget line by line. Tool Draw Schedule Builder Plan draws against your project timeline. Tool Exit Strategy Stress Test Pressure-test your exit before you close. Tool Cross-Collateral Feasibility See whether equity across properties can fund your next deal.
Partnerships

Partner With 1st Private Capital

We work alongside the people who make deals happen.

Brokers Bring your clients a lender that closes. Real estate professionals Give your buyers the strength of a cash offer. Private investors and capital partners Put capital to work in secured real estate lending.
Get Started

Ready to Move?

Bring us the opportunity. We'll get you the terms.

Request a Term Sheet